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Mortgage Checklist

Below is the basic mortgage checklist and information needed during the loan process:

  • Your Social Security number
  • 2 current pay stubs or, if self employed, your tax returns for the past 2 years
  • 2 most recent years W-2 forms
  • Current and previous residence addresses (for past 2 years)
  • Current and previous employment addresses/positions (for past 2 years)

If you currently own Real Estate:

  • Mortgage account information or statement
  • Home insurance policy information (declaration's page with policy amount)
  • Home equity or mortgage account information (if applicable)

If your accounts and loans are at WCCU, your Loan Officer can access the below information for you. For Accounts/Retirement/Loans you have at other financials (other than WCCU): 

  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Retirement account statements for the past two months
  • Credit card account information
  • Auto loan account information
  • Personal loan account information

For a more detailed mortgage checklist click here

 

 

 

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